
Free direct deposit of paychecks, government benefits payments or tax refunds.It offers one plan that charges no monthly fee, and another as low as $5 a month with unlimited free signature or PIN transactions. The Netspend Prepaid Visa Card offers several features that make it ideal as an alternative to a traditional bank account. And with direct deposit, you can get paid up to two days early.* Netspend Prepaid Visa Card It offers a free debit card and a free secured credit card. While Chime is not a bank, it partners with an FDIC-insured bank that protects your money. For no monthly fee, you get both a spending and savings account. NOTE: Before we get to prepaid cards, you should consider Chime.


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